Pamela S. Stephenson, CTFA

Pam Stephenson, a Maine native born and raised in Gray, brings more than three decades of trust experience to her role at HM Payson. After graduating from Thomas College, Pam began her career in audit and compliance at Ernst & Young, later joining the internal audit team at Peoples Heritage Financial where she specialized in trust audits. Her interest in fiduciary services led her to Cannon Financial Institute, where she completed the personal trust program and earned her Certified Trust and Fiduciary Advisor (CTFA) designation.

Since joining HM Payson in 1999, Pam has served as a Trust Officer and currently chairs the firm’s Fiduciary Services Committee. Her attention to detail and knack for unraveling and distilling complicated concepts in trust documents makes her a strong asset to HM Payson’s clients and an ally of our attorneys.

Pam works closely with multigenerational families, helping them understand and execute their estate plans—whether that means reviewing legal documents, sketching out estate planning schematics, or solving an immediate issue. She especially enjoys working with trusts, which she likens to solving a giant puzzle. For Pam, collaborating with colleagues across the firm to bring the best thinking to each client’s unique situation is one of the most rewarding aspects of the job.